Are you getting your full tax relief? There was an article in one of Ireland's national newspapers last week describing the major issues surrounding the rescinding and subse... Continue reading
What do banks want when you apply for a mortgage? Sometimes I ask the folks in the office about the questions they are asked by clients they are dealing with at the time, often it will ... Continue reading
The investment method of property valuations. I recently enjoyed the company of IPAV lecturer Frank Quinn and during our time together we discussed the Irish property market and mor... Continue reading
Apply for a mortgage, one buyers story Today's post is brought to you buy Keith Sheeran, it is a clients story on the mortgage process, sometimes in industry we spend so much... Continue reading
Track that Yield Curve! ECB effects. Today the FT has reported that the ECB will offer unlimited 12 mth repo facilities to banks, this is a big step for the generally hawki... Continue reading
Jingle Mail, Jangle Mail, or ‘Voluntary Possession’. I had the honour of being a speaker at a MABS seminar on the 21st of May, it was called 'Keeping a roof over your head' and it was focu... Continue reading
A bank who wants clients should issue a tracker offering. Trackers are dead and gone, there is one on the market but it's at a margin so high that it is effectively worse than a bad variable ra... Continue reading
Get ahead of the curve on fixed rates… Oops! Too late! We have been touting fixed rates for quite some time on the basis that people needed to fix at the time rates were heading for historic... Continue reading
The Final Crash, by Hugo Bouleau (book review & interview) Hugo Bouleau's (pseudonym of the author) book was for me, perhaps the most riveting reading of 2008. I like to underline important sent... Continue reading
How is TRS calculated? TRS or Tax Relief at Source, is a mortgage related tax relief available to first time buyers. The working elements of it will be descri... Continue reading