15+ LENDERS

Mortgage Broker Ireland You Can Actually Trust

YOUR 1st STEP

First-Time Buyers

Irish Mortgage Brokers are here to help you as first-time buyer to navigate the ins and outs of getting your first mortgage, making sure you land the best deal.
  • We offer you personalised advice based on your own circumstances.
  • Help you understand the Central Bank’s lending rules and what you can afford.
  • Provide access to a wide selection of mortgage options from various lenders.
  • We handle your paperwork so everything runs smoothly and manage it through an easy to use online platform.
  • Advise you on government schemes, like the Help-to-Buy incentive.
  • Stick with you until the mortgage is sorted and you're in your new home.
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Mortgage Broker Ireland
A CHANGE FOR THE BETTER

Switching Mortgage Providers

For those thinking about switching their mortgage, Irish Mortgage Brokers can help you find better rates or terms that suit you.
  • Review your current mortgage to see if you're getting the best deal.
  • Compare offers from different lenders to lower your rate.
  • Take care of the paperwork involved when you are switching providers, all managed through our easy to use online platform.
  • Ensure a smooth transition with no disruption to your payments.
  • Offer you advice on the best time to make the switch based on market conditions.
  • Explain any costs or fees involved so you have no surprises.
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A NEW APPROACH

Refinancing

If you're looking to refinance, Irish Mortgage Brokers will help you explore your options to reduce payments or release some equity.
  • Assess your current mortgage to see if refinancing makes sense.
  • Look at ways to lower your repayments or reduce the interest rate.
  • ⁠Help you consolidate debts into one manageable payment through refinancing.
  • Manage the paperwork and negotiations with lenders on your behalf.
  • Advise on how to release equity for home improvements or other needs.
  • Ensure you’re aware of any costs or fees before going ahead.
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SECURE FINANCE AGAINST YOUR HOME

Lifetime Mortgage

Lifetime Mortgage are a form of equity release that allows you to secure financing against your home. They offer several benefits, including the ability to retain homeownership, make optional repayments, and access additional cash.
  • You can use the funds however you choose, but some of the most common reasons include:
  • Making home improvements
  • Pursuing further education
  • Refinancing existing loans
  • Supporting loved ones.
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WHEN IT'S TIME TO MOVE ON

Moving House

When it’s time to move, Irish Mortgage Brokers are there to guide you through getting a new mortgage or transferring your current one.
  • ⁠Help you figure out your budget and how much you can borrow.
  • Assist with porting your existing mortgage to the new house, if needed.
  • ⁠Compare new mortgage offers that suit your new home and finances.
  • Offer guidance on the timing of buying and selling properties.
  • Take care of the paperwork and approval process for the new mortgage.
  • Ensure the move is as hassle-free and cost-effective as possible.
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PUT YOUR CAPITAL TO WORK

Investing in Property

For those looking to invest in property, Irish Mortgage Brokers are there with expert advice and access to the best investment mortgage deals.
  • Offer advice on buy-to-let mortgages and property investments.
  • Help assess the financial side of property investments to ensure they stack up.
  • Compare different lender options to find the best mortgage for investment purposes.
  • Guide you through the loan approval process for property investment.
  • Advise on how to maximise your returns and minimise risks with your investment.
  • Offer ongoing support to make sure your mortgage stays competitive over time.
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Frequently Asked Questions (FAQ)

Is it better to use a mortgage broker or go directly to a bank?

A bank can only offer you its own products, whereas we compare deals from 15+ lenders to find the rate and terms that genuinely suit your circumstances. We also handle the paperwork, guide you through the Central Bank’s lending rules, and manage everything through an easy-to-use online platform, saving you time and stress.

Should you use a mortgage broker as a first-time buyer?

For first-time buyers, a broker can make a real difference. We provide personalised advice based on your circumstances, help you understand what you can afford under the Central Bank’s lending rules, and guide you on government schemes like the Help-to-Buy incentive. We stay with you from your first enquiry right through to getting the keys to your new home.

Can a mortgage broker help if I have bad credit?

Yes. Because we work with a wide panel of lenders, we can often identify providers who are more flexible about credit history than a single bank would be. We assess your individual circumstances first, then match you with lenders most likely to approve your application, improving your chances of securing a mortgage.

Can a mortgage broker get me a mortgage I couldn’t get on my own?

Often, yes. Rather than relying on a single lender’s criteria, we match your profile against the requirements of 15+ lenders to find those most likely to approve you. We then handle the application and negotiations on your behalf, giving you access to options you might not find by approaching banks individually.

Can I switch or change my mortgage with a broker?

Absolutely. We review your current mortgage, compare offers across multiple lenders to find a better rate or terms, and manage the switching paperwork for you, with no disruption to your payments. We’ll also advise on the best timing and explain any costs involved before you proceed.