The Final Crash, by Hugo Bouleau (book review & interview) Hugo Bouleau's (pseudonym of the author) book was for me, perhaps the most riveting reading of 2008. I like to underline important sent... Continue reading
How is TRS calculated? TRS or Tax Relief at Source, is a mortgage related tax relief available to first time buyers. The working elements of it will be descri... Continue reading
Current account interest rates are set to drop Banks have a pool of money called 'zero rated funds', this is the money that they hold for which they are paying no interest. Lots of c... Continue reading
WE HAVE MOVED! To 33 Pearse Street. We have moved our offices to a new location (still on Pearse Street) to 33 Pearse Street. It's about 250 metres towards the city centr... Continue reading
Bank of Scotland cut back on LTV’s Bank of Scotland recently announced that no longer will support an applicant seeking to borrow 90% for a newly constructed, or second h... Continue reading
Survey shows Brokers are the most trusted advisers Research carried out by Nottingham Business School has shown that Brokers are the most trustworthy group of financial advisers. The pos... Continue reading
When one blunt instrument fails use another Banks are restricting credit, in a market economy rationing is generally a mistake, but at the same time they can't come out and say 'w... Continue reading
The myth of nationalisation as the solution for banks. 'Value for the taxpayer' is the most common line I hear in defence of nationalisation, and inside I laugh every time I hear this line, ... Continue reading
The lower rates go, the worse it gets (for some) There are winners and losers in every rate cut, so literally somebody, somewhere loses out every time, this can be the bank, a borrower... Continue reading
Why aren’t mortgages MORE expensive? In looking at any product or service you will often hear people mention 'supply and demand', it is one of the foundations of Microecono... Continue reading