How much of a deposit do I need? When making a mortgage application this is a question that many first time buyers want to know, how much money do I must I have for a d... Continue reading
Understanding why mortgage rates MUST rise. We have been saying for some time that interest rates on mortgages must rise, you can look at supply and demand, or you can look at the... Continue reading
Get ahead of the curve on fixed rates… Oops! Too late! We have been touting fixed rates for quite some time on the basis that people needed to fix at the time rates were heading for historic... Continue reading
Bank of Scotland cut back on LTV’s Bank of Scotland recently announced that no longer will support an applicant seeking to borrow 90% for a newly constructed, or second h... Continue reading
Generic overview of the market 2009: by sector I was asked by a colleague in the UK to provide an overview of the Irish mortgage market, he has often advised the Bank of England in t... Continue reading
Approval in Principle, the flaws. Our firm are witnessing a conundrum in the market which is causing both clients and the broker a huge amount of heartache. It is that ... Continue reading
Best mortgage interest rates for first time buyers The current market is heavily weighted in favour of the buyer and for that reason we have seen more first time buyers interested in fin... Continue reading
Irish Mortgage Lenders, who provides mortgages in Ireland This post is a brief account of the residential mortgage providers in the Irish mortgage market, a brief look at who they are and what ... Continue reading
Mortgages in Ireland, a little bit about mortgage brokers. Just a quick note to readers, Irish Mortgage Brokers is an intermediary, we go between you and the bank to arrange finance. You can go ... Continue reading
Euribor, the distant cousin of the ECB base rate We have written in the past about tracker mortgages becoming an endangered species. It seems that now we are witnessing the demise of t... Continue reading