18 Nov

Something that is often overlooked when people hear mortgage statistics is the various shenanigans that are going on underneath the hea...

12 Sep

The calls for 'more split mortgages' are commonplace, what is often lacking is a deeper understanding of the flaws inherent. For instan...

19 Aug

We got a comment on our site from an ex-banker who heard a radio segment where we were talking about banks and repossessions. We got in...

14 Aug

That strategic defaulters do or don't is just a sideshow about quantifying their numbers, for several years we have been dealing with t...

21 May

Something which isn't widely known is the way that banks keep internal credit scores. This isn't the bit they report to the ICB which i...

This week five years ago is when independent mortgage advisors were in the middle of getting some harsh news, some lenders were pulling...

In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr...

Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa...

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