13 Sep

We all know the headline arrears figures and that they are a disaster. Take a look at some of the other figures which don't make it in...

12 Sep

The calls for 'more split mortgages' are commonplace, what is often lacking is a deeper understanding of the flaws inherent. For instan...

10 Sep

(this article originally appeared in the Sunday Business Post on the 8th of September 2013) The term 'strategic default' lacks a defini...

19 Aug

We got a comment on our site from an ex-banker who heard a radio segment where we were talking about banks and repossessions. We got in...

19 Aug

In statistics there are two key components, the first is the actual 'data' the second is the 'inference' or what the data actually mean...

14 Aug

That strategic defaulters do or don't is just a sideshow about quantifying their numbers, for several years we have been dealing with t...

We have just found out that the EC have approved Bank of Ireland in keeping New Ireland assurance but that ICS must be sold and they ar...

11 Jun

We help different people with different things, and while most of our debt problem clients face broadly similar reactions from the bank...

We were delighted to take part in the Irish Independents first property video blog where we answered questions and spoke about the prop...

21 May

Something which isn't widely known is the way that banks keep internal credit scores. This isn't the bit they report to the ICB which i...

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