Who’s the baddest of them all? The Irish Property Owners Association did a survey recently asking investors about their position with banks and how their investment w... Continue reading
2008: When banks independently all decided to make a similar decision This week five years ago is when independent mortgage advisors were in the middle of getting some harsh news, some lenders were pulling... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
Mortgage to rent in as bad a shape as the mortgage market I think Ciaran Lynch hit the nail on the head when he said the 'mortgage to rent' scheme risks 'becoming a flop'. The issue here comes ... Continue reading
The 3 tools in a bankers box. Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa... Continue reading
Banks are lending (while standards tighten) I often complain that banks are 'not lending', they say this isn't true. The Central Bank then says that lending criteria is tightening... Continue reading
The trend in lending and deposits We have been banging on for quite some time about the trend in mortgage and deposit rates, namely that mortgage rates will continue to ... Continue reading
The best mortgage rates in October 2012 Here is a round up of the leading rates at present for 90% mortgages. There are different rates depending on your LTV so if you are not... Continue reading
Best mortgage rates September 2012 Mortgage rates are constantly under review and even though we might be expecting an ECB rate cut this week to 0.5% (which will be a his... Continue reading