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    Posts by Karl Deeter

    HomeArticles Posted by Karl DeeterPage 55

    Mortgage Protection explained

    Housing loan lenders will usually insist on borrower's  having a Mortgage Protection assurance policy as a form of collateral security....
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    FSA Mortgage Lending Data published

    While mortgage lending in the UK is not exactly of Irish interest, it is worth looking at to see the challenges that our nearest neighb...
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    DIRT rate increased to 33%

    The normal DIRT rate will increase from 30% to 33% with effect from 1st January 2013 onwards. The DIRT rate applying to deposit tracker...
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    European Bond Yields

    I thought it would be worth giving a snap shot of the different term profiles of European debt, Ireland doesn't look as bad as many peo...
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    What will your property tax bill be?

    The Department of Finance have put up a league table of how much less well off you'll be depending on your property value. You can find...
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    The return of the 92% loan

    We have it on good authority that 92% lending is going to come back to the market in a big fashion in 2013. This doesn't mean people wi...
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    Final Quarter lending of 2012

    From various conversations it seems to be that there will be a spike in lending during the final quarter of 2012, it is being credited ...
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    What is Permanent Health Insurance (PHI)

    Permanent Health Insurance is an insurance which may be optional or (rarely) required in relation to a housing loan. PHI can be arrang...
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    Capital and interest mortgage, annuity, repayment – defined

    There are four main types of loans, these differ in the way the capital is repaid to the lenders. Capital & Interest, the most pop...
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    What different types of risk are there?

    We hear a lot about 'risk' and generally have an internalised idea of what it means, but in finance risk can be specific, it isn't just...
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