Mortgage Protection explained Housing loan lenders will usually insist on borrower's having a Mortgage Protection assurance policy as a form of collateral security.... Continue reading
FSA Mortgage Lending Data published While mortgage lending in the UK is not exactly of Irish interest, it is worth looking at to see the challenges that our nearest neighb... Continue reading
DIRT rate increased to 33% The normal DIRT rate will increase from 30% to 33% with effect from 1st January 2013 onwards. The DIRT rate applying to deposit tracker... Continue reading
European Bond Yields I thought it would be worth giving a snap shot of the different term profiles of European debt, Ireland doesn't look as bad as many peo... Continue reading
What will your property tax bill be? The Department of Finance have put up a league table of how much less well off you'll be depending on your property value. You can find... Continue reading
The return of the 92% loan We have it on good authority that 92% lending is going to come back to the market in a big fashion in 2013. This doesn't mean people wi... Continue reading
Final Quarter lending of 2012 From various conversations it seems to be that there will be a spike in lending during the final quarter of 2012, it is being credited ... Continue reading
What is Permanent Health Insurance (PHI) Permanent Health Insurance is an insurance which may be optional or (rarely) required in relation to a housing loan. PHI can be arrang... Continue reading
Capital and interest mortgage, annuity, repayment – defined There are four main types of loans, these differ in the way the capital is repaid to the lenders. Capital & Interest, the most pop... Continue reading
What different types of risk are there? We hear a lot about 'risk' and generally have an internalised idea of what it means, but in finance risk can be specific, it isn't just... Continue reading