Irish Property Owners Association budget 2013 response The Budget failed to address one of the key issues for landlords in the private rental sector, who are providing good quality homes for... Continue reading
What is Consumer Credit? Consumer Credit The term consumer credit refers to different forms of credit agreements available to consumers which are provided by ... Continue reading
Know your customer ‘KYC’ and fact finding Knowing your Customer - Fact Finding A regulated entity must know and understand the clients situation and needs, prior to offering fi... Continue reading
Types of life cover, term assurance and whole of life Temporary Assurances Temporary assurances (term assurance) provides life assurance and /or serious illness cover for a fixed period (c... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
Lowering mortgage costs by cancelling life policies? Caution: I am not advising that anybody breaks their mortgage contract, or does this, it's just an interesting 'what if' because we are... Continue reading
Making property tax relevant to local expenditure Patrick King of Dublin City Chamber and I presented a paper to the Dublin Economics Workshop this year about how we could match a prope... Continue reading
A top 50 influencer? I have to be honest, I was surprised when I saw this post on the SAP blog site! Continue reading
The Consumer Protection Code 2012 (CPC) A few notes on the most up to date regulation is perhaps overdue, normally regulation is part of work and not something the general rea... Continue reading
Discounted cash-flows I often talk about the idea of discounted cashflows in property and how to use it as a valuation tool, Frank Quinn and I have done repo... Continue reading