Taxation of debt forgiveness – is it a liability in waiting? The writing-off of a debt, for example, by a bank, is not a disposal for Capital Gains Tax purposes. We have already queried this with ... Continue reading
State pensions – how they work and what’s available There are two State Pension Systems, the Social Insurance System and the Social Assistance System, so you should normally qualify under... Continue reading
What is ‘Permanent Health Insurance’? Permanent Health Insurance is an insurance which may be optional or required in relation to a housing loan. PHI can be arranged as an ... Continue reading
Mortgage Protection explained Housing loan lenders will usually insist on borrower's having a Mortgage Protection assurance policy as a form of collateral security.... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
Mortgage Market Trend Outlook 2012 We have made a few more bold predictions in our 'Mortgage Market Trend Outlook 2012' and reviewed how wrong many of our 2011 forecasts ... Continue reading
Turning points? Back into recession methinks… I hope you enjoyed the first round of economic history from 2008 to 2011, I think it is time for round 2. Alan Greenspan was on CNBC l... Continue reading