Permanent Health Insurance is an insurance which may be optional or required in relation to a housing loan. PHI can be arranged as an ...

Housing loan lenders will usually insist on borrower's having a Mortgage Protection assurance policy as a form of collateral security....

In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr...

We have made a few more bold predictions in our 'Mortgage Market Trend Outlook 2012' and reviewed how wrong many of our 2011 forecasts ...

I hope you enjoyed the first round of economic history from 2008 to 2011, I think it is time for round 2. Alan Greenspan was on CNBC l...

I put on my thinking caps last week and drafted a paper called 'Designing a Debt Relief programme with minimal moral hazard to address ...

When a bank creates a loan that becomes an asset, the property it is secured upon is the collateral (sorry my teaming millions, I know ...

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