Average loan life set to rise as we witness the death of the ‘Switcher’ mortgage. For almost the last decade we saw a market develop where customers were king, and where banks competed for their business, this was an ... Continue reading
ECB Base rate increased 0.25% to 4.25% today The ECB (European Central Bank) changed its base rate today to 4.25% which is an increase of 0.25%, the previous base rate of 4% had be... Continue reading
House prices are on the move! Sherry FitzGerald said yesterday that property prices fell 4.5% in the second quarter of the year having fallen 1.9% in the first quart... Continue reading
Online Mortgages for consumers and electronic documents. The next phase of the Irish mortgage market, and certainly the Irish broker market is to overcome the intensive levels of paper creatio... Continue reading
A tale of two commissions. It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belie... Continue reading
Branch distribution by banks is dead. We have seen headlines heralding the ‘death’ of brokers, however perhaps we need to look at the whole financial distribution market and... Continue reading
The curse of ‘F’ words. At the moment we are seeing two ‘F’ words which are inflating rapidly, namely, Food and Fuel. In todays post we will look at the positi... Continue reading
The Credibility Crisis I have written before about what can be termed a ‘credibility crisis’ and when I used that terminology it was in reference to the colla... Continue reading
A time for brokers to stand up for themselves. Personal Touch Financial Services in the U.K. is going to put up a ‘Rogues Gallery’ on their website in order to criticise lenders who ... Continue reading
How to beat a recession. Simple ways to avoid the pinch. I think the point has been reached, certainly from public sentiment, where we are seeing more negative news than positive news, the see... Continue reading