Jingle Mail, Jangle Mail, or ‘Voluntary Possession’. I had the honour of being a speaker at a MABS seminar on the 21st of May, it was called 'Keeping a roof over your head' and it was focu... Continue reading
A bank who wants clients should issue a tracker offering. Trackers are dead and gone, there is one on the market but it's at a margin so high that it is effectively worse than a bad variable ra... Continue reading
Get ahead of the curve on fixed rates… Oops! Too late! We have been touting fixed rates for quite some time on the basis that people needed to fix at the time rates were heading for historic... Continue reading
The Final Crash, by Hugo Bouleau (book review & interview) Hugo Bouleau's (pseudonym of the author) book was for me, perhaps the most riveting reading of 2008. I like to underline important sent... Continue reading
How is TRS calculated? TRS or Tax Relief at Source, is a mortgage related tax relief available to first time buyers. The working elements of it will be descri... Continue reading
Current account interest rates are set to drop Banks have a pool of money called 'zero rated funds', this is the money that they hold for which they are paying no interest. Lots of c... Continue reading
WE HAVE MOVED! To 33 Pearse Street. We have moved our offices to a new location (still on Pearse Street) to 33 Pearse Street. It's about 250 metres towards the city centr... Continue reading
Bank of Scotland cut back on LTV’s Bank of Scotland recently announced that no longer will support an applicant seeking to borrow 90% for a newly constructed, or second h... Continue reading
Survey shows Brokers are the most trusted advisers Research carried out by Nottingham Business School has shown that Brokers are the most trustworthy group of financial advisers. The pos... Continue reading
When one blunt instrument fails use another Banks are restricting credit, in a market economy rationing is generally a mistake, but at the same time they can't come out and say 'w... Continue reading