The issue with the case against ‘Reckless lending’ In operations I have two main roles, firstly is the obvious operational aspect of any company which has to do with logistics of loan su... Continue reading
Are investment property owners ‘hard pressed’? PTsb are going to take away investors tracker mortgages unless they go to capital and interest payments, that story was broken by Charl... Continue reading
Household lending is up It's kind of funny how you can pick things up anecdotally and then see official figures confirm your suspicions. In August we saw a goo... Continue reading
Why a borrower bailout is not likely The EBS is on the block and there have been countless headlines regarding the idea that debts might get written down by Wilbur Ross if ... Continue reading
Is keeping families ‘in the home’ merely keeping them in the fire? You must question the morality of ‘keeping people in the home’ when doing so will push them deeper into debt they already can’t afford.... Continue reading
Sunday Time: OpEd on Mutual Building Societies The Sunday Times ‘Money’ section ran an opinion piece by Irish Mortgage Brokers on Mutual Building Societies in which we lamented the e... Continue reading
KBC move to 90% LTV This is a very healthy sign for the mortgage market, and in our opinion it could mean that 2010 might mark the low point for credit tha... Continue reading
Banks won’t offer 25% off your mortgage for your tracker The story today from the Examiner by Stephen Rogers is worth a read, but at one point the IBA chief Ciaran Phelan states “Banks may st... Continue reading
‘Plan B’ for arrears There is a strange situation occurring in the Irish property market, arrears are rising rapidly, stock of repossessed homes is on the i... Continue reading