Group Mortgage Protection Cover The housing loan lender is obliged under the Consumer Credit Act 1995, section 126(1) to arrange at least one group or block policy wit... Continue reading
Philanthropic banks? Hardly… The banks do manage to get some positive PR even in the current anti-banking environment. Yesterday's Independent carried a story by Ch... Continue reading
FSA Mortgage Lending Data published While mortgage lending in the UK is not exactly of Irish interest, it is worth looking at to see the challenges that our nearest neighb... Continue reading
DIRT rate increased to 33% The normal DIRT rate will increase from 30% to 33% with effect from 1st January 2013 onwards. The DIRT rate applying to deposit tracker... Continue reading
What will your property tax bill be? The Department of Finance have put up a league table of how much less well off you'll be depending on your property value. You can find... Continue reading
The return of the 92% loan We have it on good authority that 92% lending is going to come back to the market in a big fashion in 2013. This doesn't mean people wi... Continue reading
Capital and interest mortgage, annuity, repayment – defined There are four main types of loans, these differ in the way the capital is repaid to the lenders. Capital & Interest, the most pop... Continue reading
Irish Property Owners Association budget 2013 response The Budget failed to address one of the key issues for landlords in the private rental sector, who are providing good quality homes for... Continue reading
Know your customer ‘KYC’ and fact finding Knowing your Customer - Fact Finding A regulated entity must know and understand the clients situation and needs, prior to offering fi... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading