New mortgage trends – Will Irish lending turn American? Today we received an email from Haven Mortgages about their updated interest rates, we were pleasantly surprised because for the first ... Continue reading
Financial Literacy: What is a Mortgage? How do mortgages work? Financial Literacy posts are designed to be more than just a simple definition, they are aimed at putting financial concepts into easil... Continue reading
How bank margins are likely to be set in the future We have seen the rise of the ECB (European Central Bank) over the last three years and the possibility of more is never far from the mi... Continue reading
Beat the bear that is beating the bull. There are many lessons to be garnered from a financial crisis, the downside is that for most people 99% of the lesson is delivered only... Continue reading
Broker vs bank, should you use a broker or a bank? We are often asked by clients ‘what is the difference between a broker and a bank?’. The answer is that one is a financial institution ... Continue reading
Financial Regulator probe into mortgage brokers & estate agents. Yesterday the Indo had a front page story about brokers and estate agents could potentially ‘rip-off’ customers. This obviously affects... Continue reading
House prices: movements and trends in Ireland 2008 We have said for some time that house prices will fall throughout 2008, we saw a recent article in the Sunday Tribune saying that house... Continue reading
How to get a mortgage, simple and easy steps to getting a mortgage Mortgages scare some people and if you are reading this because you are considering a mortgage then hopefully it will help you realise ... Continue reading
Banks acting like the Central Bank… too little too late Something that astounds me in the midst of the credit crunch is the changing attitude of lenders. We are seeing reductions in what they... Continue reading
Debt Reduction Blog. What happens if you miss mortgage payments? August 16th 2008 A question we are sometimes asked is ‘what do we do if rates rise and we find it hard to make payments?’. The root of the answer lies i... Continue reading