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Mortgage Rates
Mortgage rates are normally described as a percentage, be it 5% or 3.98% the important thing to remember is that it merely interprets t...
mortgage brokers
The stage is set for Euribor Trackers now that ECB ones are gone.
The market recently witnessed the death knell of the last tracker available, it was Leeds Building Societies high margin ECB + 2.2% off...
Everything old is new again, buying on layaway
I remember getting a new coat when I was about eleven, we went to a shop in Swords village, next to a place that was called 'Savages' (...
Where property prices are going vs where they are
There are strong signals we will be getting a rate cut and historically that means that property prices will go up in response to a mon...
Proving your Income to a Lender
One of the most critical aspects of gaining mortgage approval is showing concrete evidence of your income. The reason for this is to sh...
DON’T GIVE UP YOUR TRACKER MORTGAGE!
The news has has several stories recently about banks contacting clients and asking them if they would like to come off their tracker m...
Brokers short sell themselves in a race to the bottom.
It is clear that I am no fan of the new 'homeloanchoice' scheme brought into being in the 2009 budget. I have always felt that 'if it a...
It’s not all gloom and doom: some of the things will improve in the downturn
I'm a big bad bear, have been for quite some time, but even the likes of me can see that the property fallout will have some good aspec...
NIB’s ‘LTV’ Tracker now extinct
NIB had long championed their 'LTV Tracker' as the best value product on the market. Indeed it was, but today we have seen the removal ...
Less tax and simple bankruptcy could be the best solution
As we await what is being described as a 'savage' budget, it is important to remember some of the ideas being thrown about may appeal p...