The tipping point? Today I am taking out the crystal ball, and asking it if these final weeks of December 2008 and the start of January 09' are the tippin... Continue reading
The ‘Crunch’ is nearly over, but what lies in its wake? The Euribor 3 month money is at 2.822% which means the margin on interbank money is now at 0.322% (the current base rate is 2.5%) over ... Continue reading
New trends in underwriting and credit It is 2009 and one of the things we need to look at (at least from the mortgage market perspective) is the availability of credit. Many... Continue reading
Gold, the Perth Mint and physical demand for precious metals If the video link is not working click (here) Continue reading
The bailout has arrived, Irish banks in line for Government funds. The banking bailout has come along, as many of us always thought it would, in the form of a (potential) €10 billion Euro package. An an... Continue reading
Bond market news from the USA Bond yields in the USA are at historically low yields, the 'flight to quality' we are seeing is that there is a wholesale flight from t... Continue reading
Banks need to stress test themselves Reverse stress testing has been advised by the FSA (Financial Services Authority) in the UK who have said that stress testing in UK fin... Continue reading
Automakers bailout is a mistake Banks, in my opinion, should not have been bailed out, they are a business like any other and when people talk about the 'systemic risk... Continue reading
How falling interest rates hurt banks during a liquidity crisis The falling interest rates are heralded by consumers of Irish mortgage companies as a godsend - well, for the clients of the Irish bank... Continue reading