Bond market news from the USA Bond yields in the USA are at historically low yields, the 'flight to quality' we are seeing is that there is a wholesale flight from t... Continue reading
Banks need to stress test themselves Reverse stress testing has been advised by the FSA (Financial Services Authority) in the UK who have said that stress testing in UK fin... Continue reading
Automakers bailout is a mistake Banks, in my opinion, should not have been bailed out, they are a business like any other and when people talk about the 'systemic risk... Continue reading
How falling interest rates hurt banks during a liquidity crisis The falling interest rates are heralded by consumers of Irish mortgage companies as a godsend - well, for the clients of the Irish bank... Continue reading
Economic models explained Today's post is poking fun at various 'isms' and we thought it might provide some light humour given the usual serious tone of our arti... Continue reading
ECB cuts rates to 2.5% – tracker mortgage interest rates benefit. Tracker mortgages are a mortgage that is tied to some form of base, be it the ECB base rate or the Euribor, in residential lending it t... Continue reading
Mortgage Application Requirements: What do I need and Why? The average mortgage taken out in Ireland is approximately €260,000. Before mortgage providers lend-out such large amounts of money the... Continue reading
The weight of compliance Compliance is set to become a core area in financial services because one result of the current financial crisis is that people will wa... Continue reading