Why does a state owned bank subsidise depositors? There is concept in finance of a 'risk free rate', and normally that is seen as being the rate of return on money by a sovereign entity... Continue reading
Bank of Scotland: They should have stuck to the broker channel I can't help but think that if Bank of Scotland had stuck to the broker channel that they wouldn't have been in the mess they are in no... Continue reading
Tax liabilities on negative cashflows? The perils of renting out your home There is an interesting situation that we are seeing much more of lately, where people in negative equity or negligible equity are deci... Continue reading
Synopsis of the ‘Code of Conduct on Mortgage Arrears’ February 2010 The Financial Regulator recently brought out a new code of conduct for mortgage arrears, the full length eight page document is here. ... Continue reading
Regulatory failure: the ban on repossessions In providing a blanket ban on repossessions our regulator has deployed the bluntest tool in the box with all of the grace of a Rhino on... Continue reading
The most important step for preventing future mortgage meltdowns I have been asked several times 'what would you change' in the mortgage market in order to prevent serious financial melt-down in the f... Continue reading
Primetime 2nd February 2010: Mortgage Market Focus Primetime took a look at the mortgage market situation in Ireland on the 2nd of February, they spoke to various industry experts as wel... Continue reading
Marian Finucane Show: Interest Rate Guide Last Saturday Charlie Weston (award winning Personal Finance editor with the Irish Independent) Karl Deeter (of Irish Mortgage Brokers)... Continue reading
PTsb jack up mortgage rates. Yesterday the front page of the Independent carried this story today courtesy of Charlie Weston their personal finance editor, and it r... Continue reading