PTsb mortgage rate increases PTsb have been fairly honest in the way they have handled their loan book over the last two years, unpopular too, however it is importa... Continue reading
Falling euro, friend or foe? Many critics of the Eurozone are sceptical because they have always raised the fact that countries cannot devalue their currency, think... Continue reading
Cortix, c-o-r-t-i-x: sales calls that fail We got a phone call from 'Cortix' today, it was from a number starting with 0033 (France) and the lady said she was calling from 'C o r... Continue reading
€750bn package agreed with the Eurozone & IMF Last night the Eurozone leaders agreed with the IMF on a €750bn emergency funding package to help protect various sovereign bond market... Continue reading
Greece, what a mess… The Greeks have spent an extraordinary amount of time in their history in default. The nation has long preferred profligacy over auster... Continue reading
Behavioral Economics & Arrears – avoid repossession by reward I had an interesting conversation with Frank Pallotta of Loan Value Group in New Jersey earlier today. Loan Value Group is an organisat... Continue reading
Money Laundering and Anti-Terrorism Regulation: Consistently Achieving Nothing In the last twenty years there has been a huge increase within the financial services industry of 'anti-money laundering' and 'anti-ter... Continue reading
Central Bank Reform Bill 2010 We all want 'tough regulation', I would argue it doesn't need to be tougher, rather it needs to be more pragmatic and enforced, and of ... Continue reading
McWilliams vs Murgatroyd Why have a two handed economist when you can have two one handed economists? (my jokes deteriorate in quality by the day) Today ther... Continue reading
Banks have a message for you, ‘Get off my loan book!’ We have been saying for quite some time that banks would start to find ways to induce people away from their loan book. The first menti... Continue reading