Final Quarter lending of 2012 From various conversations it seems to be that there will be a spike in lending during the final quarter of 2012, it is being credited ... Continue reading
What different types of risk are there? We hear a lot about 'risk' and generally have an internalised idea of what it means, but in finance risk can be specific, it isn't just... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
Making property tax relevant to local expenditure Patrick King of Dublin City Chamber and I presented a paper to the Dublin Economics Workshop this year about how we could match a prope... Continue reading
A top 50 influencer? I have to be honest, I was surprised when I saw this post on the SAP blog site! Continue reading
Mortgage to rent in as bad a shape as the mortgage market I think Ciaran Lynch hit the nail on the head when he said the 'mortgage to rent' scheme risks 'becoming a flop'. The issue here comes ... Continue reading
AIB tightening criteria? Are banks really lending? In recent days the IBF came out with a very positive story about how mortgage lending has increased year on year for the first time sin... Continue reading
The 3 tools in a bankers box. Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa... Continue reading
AIB debt writedowns? What does it mean? The Irish Times carried an article that stated that AIB would write down some mortgage debt. What does this mean though and who will be... Continue reading