Mortgage to rent in as bad a shape as the mortgage market I think Ciaran Lynch hit the nail on the head when he said the 'mortgage to rent' scheme risks 'becoming a flop'. The issue here comes ... Continue reading
AIB tightening criteria? Are banks really lending? In recent days the IBF came out with a very positive story about how mortgage lending has increased year on year for the first time sin... Continue reading
The 3 tools in a bankers box. Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa... Continue reading
AIB debt writedowns? What does it mean? The Irish Times carried an article that stated that AIB would write down some mortgage debt. What does this mean though and who will be... Continue reading
Banks are lending (while standards tighten) I often complain that banks are 'not lending', they say this isn't true. The Central Bank then says that lending criteria is tightening... Continue reading
No crisis here mate… I was listening back through some old audio of radio pieces I had done, here is an interesting one from the Ploughing Championships in ... Continue reading
To buy or not to buy… We are constantly asked 'is now a good time to buy' and the answer as always is 'that depends'. It depends on what you are hoping for, ... Continue reading
The trend in lending and deposits We have been banging on for quite some time about the trend in mortgage and deposit rates, namely that mortgage rates will continue to ... Continue reading
Bank rates, onwards and upwards… Something that is interesting is how people are amazed that banks are jacking up interest rates at a time like this... In fact, it is p... Continue reading