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Save or get a mortgage?
The current market probably confounds many consumers, should you be saving in order to have a bigger deposit in the belief that the pro...
fixed rates
Peer to peer lending, maybe there is an alternative to banks?
Have you ever lent a friend a tenner? If so you already understand ‘peer to peer‘ lending, this is where one person lends money to anot...
Text message lending, an untapped market in Ireland?
There is an untapped market in Ireland for text message lending, a type of lending that is common in Finland and Sweden. Recent article...
Euribor, the distant cousin of the ECB base rate
We have written in the past about tracker mortgages becoming an endangered species. It seems that now we are witnessing the demise of t...
The next movement of the ECB
The ECB has always had inflation, or more accurately the ‘control of inflation’ as its only guiding light. The ECB raised rates by 0.25...
Irish Mortgage Brokers: Not the subject of Primetime report.
Primetime did a special last night on a company called MoneyZone who are part of Irish Mortgage Corporation, today I got an email askin...
First time buyers didn’t, don’t, and won’t ever have it easy.
Recently the credit crunch has taken a whole new turn, and the way it is affecting the Irish mortgage market is of interest to anybody ...
Average loan life set to rise as we witness the death of the ‘Switcher’ mortgage.
For almost the last decade we saw a market develop where customers were king, and where banks competed for their business, this was an ...
ECB Base rate increased 0.25% to 4.25% today
The ECB (European Central Bank) changed its base rate today to 4.25% which is an increase of 0.25%, the previous base rate of 4% had be...
House prices are on the move!
Sherry FitzGerald said yesterday that property prices fell 4.5% in the second quarter of the year having fallen 1.9% in the first quart...