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fixed rates
Banks don’t care about property prices
O.k. I lied, they care, but when it comes to new lending (and the secular trend that has already started in Irish lending rates) the un...
Why does a state owned bank subsidise depositors?
There is concept in finance of a 'risk free rate', and normally that is seen as being the rate of return on money by a sovereign entity...
Primetime 2nd February 2010: Mortgage Market Focus
Primetime took a look at the mortgage market situation in Ireland on the 2nd of February, they spoke to various industry experts as wel...
Property prices may fall, but finance prices won’t
Unless you are a cash buyer it isn't a good idea to focus on property as a single cost, in a transaction there are two costs, that of t...
Where are interest rates headed?
While we often see opinions about interest rates given by various commentators, I think the most telling indication is often that of th...
How a bank might undo your tracker mortgage
'I have a tracker mortgage so I don't care' a man recently said to me when I was talking about the near definite increase in margins th...
Fixed rate price increases likely
We are going to look at the Euribor yield curve today considering its moves from 20th of June against two dates in August with a view t...
‘Fix or forever hold your tongue!’, A floor on Rates (with a rise likely!)
Rates likely to rise as per AIB's statement, and PTsbs actions, what we are trying to tell everybody, in clear English is this: 'If you...