Mortgage Market Trend Outlook 2012 We have made a few more bold predictions in our 'Mortgage Market Trend Outlook 2012' and reviewed how wrong many of our 2011 forecasts ... Continue reading
The ‘Cost’ of Regulation David McWilliams hit an interesting point in today's piece in the Independent about having 'too much regulation', and how it may repel ... Continue reading
NAMA Mortgages, money from thin air? When a bank creates a loan that becomes an asset, the property it is secured upon is the collateral (sorry my teaming millions, I know ... Continue reading
More fixed rate mortgages disappearing Our prediction that fixed rates would cease to exist this year is proving quite accurate, at the time we took quite a beating for makin... Continue reading
The solution for Section 23 Owners Section 23 properties have had their tax treatment changed, in effect the buyer honoured their side of the contract from the outset and... Continue reading
Why a borrower bailout is not likely The EBS is on the block and there have been countless headlines regarding the idea that debts might get written down by Wilbur Ross if ... Continue reading
Why bid for EBS? Along with many others, I was confused at the fascination with EBS as a takeover target. You see, EBS's best year recorded a profit of ... Continue reading
Haven move LTV’s lower The EBS distribute through brokers via their subsidiary 'Haven Mortgages', the EBS have thoroughly debunked the idea that mutuality mea... Continue reading