The 3 tools in a bankers box. Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa... Continue reading
Banks are lending (while standards tighten) I often complain that banks are 'not lending', they say this isn't true. The Central Bank then says that lending criteria is tightening... Continue reading
The trend in lending and deposits We have been banging on for quite some time about the trend in mortgage and deposit rates, namely that mortgage rates will continue to ... Continue reading
Deposit rates October 2012 The leading deposit rates available at present are as follows: 1yr fixed: 3.7% with KBC (min €3,000) 1yr fixed: 3.5% with EBS (min €10... Continue reading
Bank rates, onwards and upwards… Something that is interesting is how people are amazed that banks are jacking up interest rates at a time like this... In fact, it is p... Continue reading
Turning points? Back into recession methinks… I hope you enjoyed the first round of economic history from 2008 to 2011, I think it is time for round 2. Alan Greenspan was on CNBC l... Continue reading
The ‘Cost’ of Regulation David McWilliams hit an interesting point in today's piece in the Independent about having 'too much regulation', and how it may repel ... Continue reading
Deposit rates & why they spell trouble for Irish Banks There are now four Irish banks paying over 4% for certain deposit products. This is a good rate that outstrips current inflation. But ... Continue reading
Best Deposit Rates: June 2011 If you would like any advice on deposits (apart from rates which we provide below) then you can call us on 016790990. There may be othe... Continue reading
The ‘big bad bank run’ is very quiet bank run as defined by Barron's dictionary of banking terminology as follows: 'A series of unexpected cash withdrawals caused by a sud... Continue reading