New trends in underwriting and credit It is 2009 and one of the things we need to look at (at least from the mortgage market perspective) is the availability of credit. Many... Continue reading
Bond market news from the USA Bond yields in the USA are at historically low yields, the 'flight to quality' we are seeing is that there is a wholesale flight from t... Continue reading
Automakers bailout is a mistake Banks, in my opinion, should not have been bailed out, they are a business like any other and when people talk about the 'systemic risk... Continue reading
The Irish Tax System Suppose that every day, ten men go out for pint and the bill for all of them comes to €100. If they split their bill the way we pay our... Continue reading
How falling interest rates hurt banks during a liquidity crisis The falling interest rates are heralded by consumers of Irish mortgage companies as a godsend - well, for the clients of the Irish bank... Continue reading
The weight of compliance Compliance is set to become a core area in financial services because one result of the current financial crisis is that people will wa... Continue reading
‘Thrift’ and why it will be the next fashionable trend If the Celtic Tiger brought the fashion of consumption and SUV's then certainly the polar opposite will come true in a downturn, and th... Continue reading
ECB announce €200 Billion injection The ECB have just announced a €200 billion plan designed to stimulate eurozone economies, it is unlikely though that Ireland will take ... Continue reading
Why brokers should not be part of the Valuation process When you deal with a lender they will often ask for various income documents to prove your ability to repay or service the loan you are... Continue reading
What affects your investment planning Did you ever wonder why some people seem to be doing better in the investment arena than you? Or why certain people seem to always lose... Continue reading