Philanthropic banks? Hardly… The banks do manage to get some positive PR even in the current anti-banking environment. Yesterday's Independent carried a story by Ch... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
Four channels, one show, different prices – lending looking up in 2013? AIB currently have four lending channels, there is AIB direct (their branches), AIB Broker (via the Ballsbridge HQ), EBS (done through ... Continue reading
Mortgage to rent in as bad a shape as the mortgage market I think Ciaran Lynch hit the nail on the head when he said the 'mortgage to rent' scheme risks 'becoming a flop'. The issue here comes ... Continue reading
AIB tightening criteria? Are banks really lending? In recent days the IBF came out with a very positive story about how mortgage lending has increased year on year for the first time sin... Continue reading
The 3 tools in a bankers box. Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa... Continue reading
AIB debt writedowns? What does it mean? The Irish Times carried an article that stated that AIB would write down some mortgage debt. What does this mean though and who will be... Continue reading
Banks are lending (while standards tighten) I often complain that banks are 'not lending', they say this isn't true. The Central Bank then says that lending criteria is tightening... Continue reading
The best mortgage rates in October 2012 Here is a round up of the leading rates at present for 90% mortgages. There are different rates depending on your LTV so if you are not... Continue reading
Best mortgage rates September 2012 Mortgage rates are constantly under review and even though we might be expecting an ECB rate cut this week to 0.5% (which will be a his... Continue reading