Bank of Scotland cut back on LTV’s Bank of Scotland recently announced that no longer will support an applicant seeking to borrow 90% for a newly constructed, or second h... Continue reading
Recapitalised banks ‘cherry picking’ applications. The only banks that are truly 'open for business' are those that have received state funding, and this is on both sides of the book. O... Continue reading
Generic overview of the market 2009: by sector I was asked by a colleague in the UK to provide an overview of the Irish mortgage market, he has often advised the Bank of England in t... Continue reading
Approval in Principle, the flaws. Our firm are witnessing a conundrum in the market which is causing both clients and the broker a huge amount of heartache. It is that ... Continue reading
Survival of the weakest, only in Ireland. If the State can't organise a bailout effectively then what hope have they of running a bank? A simple and yet profound question: if th... Continue reading
Best mortgage interest rates for first time buyers The current market is heavily weighted in favour of the buyer and for that reason we have seen more first time buyers interested in fin... Continue reading
Mortgage Rates Mortgage rates are normally described as a percentage, be it 5% or 3.98% the important thing to remember is that it merely interprets t... Continue reading
Irish Mortgage Lenders, who provides mortgages in Ireland This post is a brief account of the residential mortgage providers in the Irish mortgage market, a brief look at who they are and what ... Continue reading
Mortgages in Ireland, a little bit about mortgage brokers. Just a quick note to readers, Irish Mortgage Brokers is an intermediary, we go between you and the bank to arrange finance. You can go ... Continue reading
Euribor, the distant cousin of the ECB base rate We have written in the past about tracker mortgages becoming an endangered species. It seems that now we are witnessing the demise of t... Continue reading