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The end of ownership
I had an interesting conversation with an Estate Agent recently who has been in the industry for over thirty years and he said that he ...
Blog
Burn your books, readers are coming
This is fairly off topic for me but today I will write about technology , namely the hand held gadget called a Reader. I recently recei...
Bank of England cut rate from 2% to 1.5% the lowest since 1694
Only a two days ago I wrote about the Bank of England considering a move to the lowest interest rate in the history of their central ba...
Uncharted territory – or maybe we just can’t see ahead?
Often companies and economists make forecasts and predictions about the direction of the economy, so it is interesting that two of the ...
Why a rate cut is now inevitable
The ECB generally maintain that they are there to control inflation, normally we interpret this as ensuring that prices don't get out o...
The tipping point?
Today I am taking out the crystal ball, and asking it if these final weeks of December 2008 and the start of January 09' are the tippin...
The ‘Crunch’ is nearly over, but what lies in its wake?
The Euribor 3 month money is at 2.822% which means the margin on interbank money is now at 0.322% (the current base rate is 2.5%) over ...
New trends in underwriting and credit
It is 2009 and one of the things we need to look at (at least from the mortgage market perspective) is the availability of credit. Many...
Gold, the Perth Mint and physical demand for precious metals
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Where will the rent takers hide next?
Taking rent is perhaps the best and yet most unproductive part of an economy, in the past we have spoken about the concept of 'rent tak...