We have it on good authority that 92% lending is going to come back to the market in a big fashion in 2013. This doesn't mean people wi...

From various conversations it seems to be that there will be a spike in lending during the final quarter of 2012, it is being credited ...

Permanent Health Insurance is an insurance which may be optional or (rarely) required in relation to a housing loan. PHI can be arrang...

There are four main types of loans, these differ in the way the capital is repaid to the lenders. Capital & Interest, the most pop...

We hear a lot about 'risk' and generally have an internalised idea of what it means, but in finance risk can be specific, it isn't just...

The Budget failed to address one of the key issues for landlords in the private rental sector, who are providing good quality homes for...

Consumer Credit The term consumer credit refers to different forms of credit agreements available to consumers which are provided by ...

Knowing your Customer - Fact Finding A regulated entity must know and understand the clients situation and needs, prior to offering fi...

Temporary Assurances Temporary assurances (term assurance) provides life assurance and /or serious illness cover for a fixed period (c...

In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr...

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