Bank cost of funds versus mortgage prices Eurodollar or LIBOR cost of funds is a common phrase in banking, what does it mean or do though? Banks borrow short term and lend out ... Continue reading
Tough decisions – politicians are spoofers when you hear a politician talk about 'tough decisions' don't forget to laugh. There is a key difference between making a tough decisi... Continue reading
Current Irish Politics article It's basically all a joke at this stage. Can I have my pint now? Continue reading
Property prices and property costs, they are not the same, so do you rent or buy? We have seen a growing trend in our brokerage of people getting mortgage approvals (mainly first time buyers) and not drawing down, thi... Continue reading
Mortgage providers to restrict rural lending We were mentioned in the Irish Independent today in a story about lenders restricting mortgage credit in rural areas. They are doing th... Continue reading
PRTB Price Increase explained (by the Private Residential Tenancies Board) found out that the PRTB was going to increase the price it charged to a landlord to register a tenancy and decided to email them asking... Continue reading
KBC to move to lower LTV’s for ‘rural’ or ‘non-urban’ homes KBC Have just announced that they are going to pull back on the loan to value (the amount they will finance on a mortgage) for 'non urb... Continue reading