Handling Mortgage Arrears – Terminology Moratorium: The lender agrees to freeze the repayments on the mortgage account for a specified period, normally 3-6 months. The borrowe... Continue reading
A lovely letter from Pronsias McAveleigh I received a lovely letter (made for enjoyable reading) from Pronsias McAveleigh of Bloom Parade in Dublin. He kindly started out by re... Continue reading
Christmas opening times 2012 We will be closed from the 21st of December and re-opening from the 7th of January, we wish all of our customers (actually, we wish eve... Continue reading
Discrimination in financial services Under the Equal Status Act 1990 - Life Insurance Companies, (like any other financial services provider) can not generally discriminate... Continue reading
Return of Payments (Insurance Undertakings) Regulations 2011 (S.I. No 641 of 2011) These regulations were introduced in 2011. They require Life companies to make returns to Revenue on an annual basis, where payments h... Continue reading
The Real or Time Value of Money The time value of money is one of the cornerstones of the financial services industry and indeed the investment community. In relation... Continue reading
Anti Churning Provisions, what are they? The term "Churning" refers to the practice of some financial providers persuading clients to cancel an existing financial product, (lik... Continue reading