The ‘Crunch’ is nearly over, but what lies in its wake? The Euribor 3 month money is at 2.822% which means the margin on interbank money is now at 0.322% (the current base rate is 2.5%) over ... Continue reading
Will Specialist or Sub-Prime lenders be better off? With the news coming out daily about prime lenders facing higher and higher impairment charges it begs the question of who will do bett... Continue reading
Less tax and simple bankruptcy could be the best solution As we await what is being described as a 'savage' budget, it is important to remember some of the ideas being thrown about may appeal p... Continue reading
Irish Mortgage Lenders, who provides mortgages in Ireland This post is a brief account of the residential mortgage providers in the Irish mortgage market, a brief look at who they are and what ... Continue reading
The good thing about a Property Bubble There is so much gloom and doom in the press recently that only those with the greatest fortitude seem to find any cause for happiness.... Continue reading
Mortgages in Ireland, a little bit about mortgage brokers. Just a quick note to readers, Irish Mortgage Brokers is an intermediary, we go between you and the bank to arrange finance. You can go ... Continue reading
What next lenders? Here are some ideas about where we feel banks will go next in terms of the lending market, these are only opinions, whether or not we s... Continue reading
Save or get a mortgage? The current market probably confounds many consumers, should you be saving in order to have a bigger deposit in the belief that the pro... Continue reading
Euribor, the distant cousin of the ECB base rate We have written in the past about tracker mortgages becoming an endangered species. It seems that now we are witnessing the demise of t... Continue reading
The next movement of the ECB The ECB has always had inflation, or more accurately the ‘control of inflation’ as its only guiding light. The ECB raised rates by 0.25... Continue reading