Discrimination in financial services Under the Equal Status Act 1990 - Life Insurance Companies, (like any other financial services provider) can not generally discriminate... Continue reading
Return of Payments (Insurance Undertakings) Regulations 2011 (S.I. No 641 of 2011) These regulations were introduced in 2011. They require Life companies to make returns to Revenue on an annual basis, where payments h... Continue reading
Anti Churning Provisions, what are they? The term "Churning" refers to the practice of some financial providers persuading clients to cancel an existing financial product, (lik... Continue reading
What is Consumer Credit? Consumer Credit The term consumer credit refers to different forms of credit agreements available to consumers which are provided by ... Continue reading
Know your customer ‘KYC’ and fact finding Knowing your Customer - Fact Finding A regulated entity must know and understand the clients situation and needs, prior to offering fi... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
The Consumer Protection Code 2012 (CPC) A few notes on the most up to date regulation is perhaps overdue, normally regulation is part of work and not something the general rea... Continue reading
Estate agents who may be unqualified? Edel Morgan has an interesting article in the Irish Times today about estate agents having problems getting their licenses set up - the... Continue reading
Investor defaults and ‘receivers of rent’ Today Bank of Ireland chief Richie Boucher spoke about strategic defaulters, the wording used was different, he spoke about tendencies ... Continue reading
Are banks breaking rules by charging account fees? "AIB will charge me for not having enough money in my account, apparently I can't even afford to be broke." Regulation is a tricky are... Continue reading