Euribor yield curve changes April 2009 Below are two charts of the Euribor yield curve (many thanks to Bank of Scotland Treasury for their excellent daily reports!). Here ... Continue reading
A tale of two developers. The builders, developers, and even architects I know are all having a really tough time at the moment, with some they are talking to th... Continue reading
To fix or not to fix, even if it ain’t broken Paul O'Connor from MyHat.ie asked me to do a post about fixed rates, like us, they get lots of questions on mortgages, property etc. ... Continue reading
The pincer of fixed rates while in negative equity A recent article in the Independent stated that 'fixed rate borrowers are taking all the pain'. The base rate has fallen from 4.25% to ... Continue reading
Rent or Buy the 5 year outlook Today we are going to look at a comparison of renting vs buying with a five year outlook given the current interest rates, the yield ou... Continue reading
MicroVentures, how a microfinance approach to investment in Ireland could create jobs I have covered the area of microfinance before, and in nations where it works the multiplier effect of the credit is said to be quite a... Continue reading
New build a loser? Banks are now reducing the LTV they will offer for new build properties but not in the second hand market and today we will look at why... Continue reading
Regulatory distortion of the market, intervention required. The Financial Regulator has been under increased scrutiny and for that reason it is probably a good idea if they take steps to ensure a... Continue reading
Rent to Buy, why? I had dinner in early 2008 with a man who was a retired builder, he told me about the way he used to do business back in the 70's, and ... Continue reading
A Repossession Guide for Irish Homeowners We have written 'A Repossession Guide for Irish Homeowners' which you can download by clicking on the picture to the left. The guide... Continue reading