In Ireland each staff member of the regulator costs 23% more than the international average, their cost to the taxpayer is 88% greater ...

There are three broad benefits to regulation of a financial system. Firstly, avoidance of negative externalities, often the societal...

I can't believe I'm about to say it.... But today I'm writing about niche recoveries in the property market, not the 'whole' market but...

The approach of underwriting in banks is an ever changing beast, sometimes they seem to focus only on payslips and p60's, at other time...

The mood has definitely changed in the markets and across the world in the last year, we have gone from being on the precipice of total...

In the USA and Canada they sometimes refer to a process of 'moving paper' which is where a person sells their mortgage - the actual deb...

The current debate is raging over NAMA and the pricing of loans, much of it centres on the value of the properties in question and abou...

People have often asked about 'negative equity' and I thought that the easiest way to explain it wasn't in words alone but in pictures ...

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