Why a borrower bailout is not likely The EBS is on the block and there have been countless headlines regarding the idea that debts might get written down by Wilbur Ross if ... Continue reading
Is keeping families ‘in the home’ merely keeping them in the fire? You must question the morality of ‘keeping people in the home’ when doing so will push them deeper into debt they already can’t afford.... Continue reading
Sunday Time: OpEd on Mutual Building Societies The Sunday Times ‘Money’ section ran an opinion piece by Irish Mortgage Brokers on Mutual Building Societies in which we lamented the e... Continue reading
KBC move to 90% LTV This is a very healthy sign for the mortgage market, and in our opinion it could mean that 2010 might mark the low point for credit tha... Continue reading
Banks won’t offer 25% off your mortgage for your tracker The story today from the Examiner by Stephen Rogers is worth a read, but at one point the IBA chief Ciaran Phelan states “Banks may st... Continue reading
‘Plan B’ for arrears There is a strange situation occurring in the Irish property market, arrears are rising rapidly, stock of repossessed homes is on the i... Continue reading
Mortgage Arrears for the first half of 2010 We expected a 10% increase in mortgage arrears for the first half of this year, moving the total from 32,321 households to 35,531, how... Continue reading
Concerns surrounding people coming off tracker rates The Financial Regulator has voiced 'concerns' over the manner in which disclosure and transparency are enacted when people move from a ... Continue reading
Why bid for EBS? Along with many others, I was confused at the fascination with EBS as a takeover target. You see, EBS's best year recorded a profit of ... Continue reading