The Real or Time Value of Money The time value of money is one of the cornerstones of the financial services industry and indeed the investment community. In relation... Continue reading
Slowdown in pace of increase in arrears is welcome, says IBF The Irish Banking Federation (IBF) and its members note from today’s Central Bank statistics on mortgage arrears that, as expected, the... Continue reading
The Thornhill Report The link to the Thornhill report is here, it is the founding document of our new property tax Continue reading
Group Mortgage Protection Cover The housing loan lender is obliged under the Consumer Credit Act 1995, section 126(1) to arrange at least one group or block policy wit... Continue reading
Philanthropic banks? Hardly… The banks do manage to get some positive PR even in the current anti-banking environment. Yesterday's Independent carried a story by Ch... Continue reading
FSA Mortgage Lending Data published While mortgage lending in the UK is not exactly of Irish interest, it is worth looking at to see the challenges that our nearest neighb... Continue reading
DIRT rate increased to 33% The normal DIRT rate will increase from 30% to 33% with effect from 1st January 2013 onwards. The DIRT rate applying to deposit tracker... Continue reading
What will your property tax bill be? The Department of Finance have put up a league table of how much less well off you'll be depending on your property value. You can find... Continue reading
The return of the 92% loan We have it on good authority that 92% lending is going to come back to the market in a big fashion in 2013. This doesn't mean people wi... Continue reading