14 Oct Podcast: Who lends the most to those with the least? Barry Clarke discusses in episode 00002 A thing that people usually miss out on when they don't deal with a broker is the 'unwritten' criteria of banks or the market segmentat... Continue reading
08 Oct Podcast: Mistakes that first time buyers make with Joanne Daly, episode 00001 Joanne Daly has been a broker for 13 years and in this piece she speaks to Karl Deeter about the errors that first time buyers make pri... Continue reading
17 Sep Can one person in a married couple take out a mortgage? This is a question we regularly get, and it's a tricky answer because it's both 'yes' and 'no'. If the property is a homeloan the answe... Continue reading
31 Aug One of us isn’t a first time buyer, so can we get 90%? Something that comes up with regular frequency is a question about 'being a first time buyer'. The simple version is 'one of us bought ... Continue reading
19 Aug Two identical first time buyers walk into a bar, one qualifies, the other doesn’t The Central Bank rules on curtailing mortgage lending have had an interesting effect, first is that we are seeing more loans draw down ... Continue reading
11 Aug Fixed rate comparison Ireland When it comes to fixed mortgage rates in Ireland there is a little confusion, the first being about 'whether to fix or not' and secondl... Continue reading
How much deposit do I need to buy a house? This is a really common question, people are still unsure about how much they have to have in order to get a loan. While it is simple e... Continue reading
Loan to Value ratio – a video which explains what you need to know about it The 'loan to value' ratio is a key concept in mortgage lending, it is also extremely simple which makes the concept very easy to unders... Continue reading
17 Jul Talking Money – Switch your mortgage to save This week on 'Talking Money' Karl Deeter and Jill Kerby were discussing 'switching' with Cormac on RTE's Drivetime. It was coincidental... Continue reading
25 Mar The ESRI and the Central Bank butt heads. This headline appeared in the Indo today. We agree with the idea of a safer market, but also agree with the ESRI on this, that it was b... Continue reading