NAMA Mortgages, money from thin air? When a bank creates a loan that becomes an asset, the property it is secured upon is the collateral (sorry my teaming millions, I know ... Continue reading
More fixed rate mortgages disappearing Our prediction that fixed rates would cease to exist this year is proving quite accurate, at the time we took quite a beating for makin... Continue reading
The solution for Section 23 Owners Section 23 properties have had their tax treatment changed, in effect the buyer honoured their side of the contract from the outset and... Continue reading
Haven move LTV’s lower The EBS distribute through brokers via their subsidiary 'Haven Mortgages', the EBS have thoroughly debunked the idea that mutuality mea... Continue reading
How much of a deposit do I need? When making a mortgage application this is a question that many first time buyers want to know, how much money do I must I have for a d... Continue reading
Mortgage Interest Relief (TRS) changes for May 2009 The changes mentioned in the recent budget will be kicking in soon and it will mean that people are likely to be affected in their mort... Continue reading
Are we in a cyclical bull market? Steve Leuthold talks on Bloomberg about the reasons he feels we are going to see a cyclical bull market (as opposed to the secular bear... Continue reading
Generic overview of the market 2009: by sector I was asked by a colleague in the UK to provide an overview of the Irish mortgage market, he has often advised the Bank of England in t... Continue reading
Approval in Principle, the flaws. Our firm are witnessing a conundrum in the market which is causing both clients and the broker a huge amount of heartache. It is that ... Continue reading
New mortgage trends – Will Irish lending turn American? Today we received an email from Haven Mortgages about their updated interest rates, we were pleasantly surprised because for the first ... Continue reading