Philanthropic banks? Hardly… The banks do manage to get some positive PR even in the current anti-banking environment. Yesterday's Independent carried a story by Ch... Continue reading
European Bond Yields I thought it would be worth giving a snap shot of the different term profiles of European debt, Ireland doesn't look as bad as many peo... Continue reading
What different types of risk are there? We hear a lot about 'risk' and generally have an internalised idea of what it means, but in finance risk can be specific, it isn't just... Continue reading
Making property tax relevant to local expenditure Patrick King of Dublin City Chamber and I presented a paper to the Dublin Economics Workshop this year about how we could match a prope... Continue reading
Discounted cash-flows I often talk about the idea of discounted cashflows in property and how to use it as a valuation tool, Frank Quinn and I have done repo... Continue reading
Mortgage to rent in as bad a shape as the mortgage market I think Ciaran Lynch hit the nail on the head when he said the 'mortgage to rent' scheme risks 'becoming a flop'. The issue here comes ... Continue reading
The 3 tools in a bankers box. Banks have three tools (and no, it isn't the CEO, Chairperson and Secretary!) in their box for getting into good health: 1. Operationa... Continue reading
To buy or not to buy… We are constantly asked 'is now a good time to buy' and the answer as always is 'that depends'. It depends on what you are hoping for, ... Continue reading
Bank rates, onwards and upwards… Something that is interesting is how people are amazed that banks are jacking up interest rates at a time like this... In fact, it is p... Continue reading
IBF Latest Lending figures – what does a ratio tell us? Yesterday good news was spreading about a year on year increase in new mortgages for home-owners, I debated the topic on TodayFM with P... Continue reading