Why make out that a phone call is a felony? I'm normally a fan of Stephen Donnelly's but have to wonder if there is some bias in his article this week. In looking at this from a ... Continue reading
Dear Banks, leave me alone… How to speak to them In the process of negotiating with banks many of our customers feel various things, like intimidation, fear, confusion and anger. In tr... Continue reading
The difference between hard and soft Upon reading the title I thought - that might be interpreted a bit weird... I don't weigh in that often on the future of the Eurozone, ... Continue reading
Talking through my hat In Saturday's Independent Laura Noonan covered mortgage arrears (it wasn't Charlie Weston - one commenter mentioned him and we had to d... Continue reading
Debt relief without moral hazard. I put on my thinking caps last week and drafted a paper called 'Designing a Debt Relief programme with minimal moral hazard to address ... Continue reading
The ‘Cost’ of Regulation David McWilliams hit an interesting point in today's piece in the Independent about having 'too much regulation', and how it may repel ... Continue reading