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debt reduction
Dealing with arrears – a collectors tale
Today's post is by a guest writer who we cannot name, but we can tell you that this person works in the collections department of a maj...
Fast Track Repossessions, what does it mean?
There has been an interesting development in the area of repossessions in recent weeks in which a property can be taken back (repossess...
The Millionaire next door (book review)
About ten years ago my sister bought me a book called 'The Millionaire next door'. This was when a million still meant something! In to...
Current account interest rates are set to drop
Banks have a pool of money called 'zero rated funds', this is the money that they hold for which they are paying no interest. Lots of c...
Inflation… ‘when’ not ‘if’…
The endurance of gold at above $900, rising oil prices, the weakening dollar and a Treasury/Fed combo that is increasing the money in c...
Debt Management: no tax break for people in trouble
Financial services (such as brokering) are a zero VAT business, we cannot charge VAT for our activities, we do however, pay VAT on all ...
Why aren’t mortgages MORE expensive?
In looking at any product or service you will often hear people mention 'supply and demand', it is one of the foundations of Microecono...
Stamp Duty ‘Trade In’ deal…. wtf?
This post must, by definition start with a giant 'WTF?!', because in it we will be looking at the new stamp duty 'trade in' scheme, bro...
The name is ‘Bond’, ‘Failed Bond’, UK Economy ‘Shaken’, but not stirring.
The UK had a failed bond offering last week and that is giving the world some indication of the state of the UK economy. They have fail...