New ‘Consumer Protection Code’, the proposed CPC47 going forward. The original Consumer Protection Code was brought out in 2006 and it was a welcome augmentation to the Regulatory environment, since th... Continue reading
The ‘big bad bank run’ is very quiet bank run as defined by Barron's dictionary of banking terminology as follows: 'A series of unexpected cash withdrawals caused by a sud... Continue reading
Who needs a Celtic Tiger when you could have a Celtic LION? What if there is a way that we could 1. Create Jobs? 2. Do it without seeking Government grants or subsidies? 3. Give people a chance ... Continue reading
The first time buyer conundrum, to buy or not to buy? At the moment in Ireland there is a conundrum for first time buyers: should you buy now and potentially over-pay on purpose? It's an u... Continue reading
Bank cost of funds versus mortgage prices Eurodollar or LIBOR cost of funds is a common phrase in banking, what does it mean or do though? Banks borrow short term and lend out ... Continue reading
Tough decisions – politicians are spoofers when you hear a politician talk about 'tough decisions' don't forget to laugh. There is a key difference between making a tough decisi... Continue reading