Financing pre-63 properties We have covered pre-63 properties in the past and talked about how many of them have very strong cash-flows. The recent downside we've... Continue reading
New PTsb products PTsb have just issued a new rates matrix and the prices are good, they have a standard SVR for all loan to value amounts (ie: 90%) of 3... Continue reading
Refusal of Credit CCA 1995 Under the the Consumer Credit Act 1995 where a credit provider refuses to provide credit to a consumer, the consumer is entitled to ask... Continue reading
Lifetime mortgages, SHIP, reversion loans explained A Lifetime Mortgage is a housing loan, but with no immediate repayments and the borrower can continue to live in their own home. This t... Continue reading
Handling Mortgage Arrears – Terminology Moratorium: The lender agrees to freeze the repayments on the mortgage account for a specified period, normally 3-6 months. The borrowe... Continue reading
A lovely letter from Pronsias McAveleigh I received a lovely letter (made for enjoyable reading) from Pronsias McAveleigh of Bloom Parade in Dublin. He kindly started out by re... Continue reading
In the Press We stopped updating this page in 2013 as it became too much to manage, most of the information is now on our blog, just not in a big 'p... Continue reading