.imb-calc-wrap{--imb-primary:#1a56db;--imb-primary-dark:#1e40af;--imb-accent:#f59e0b;--imb-accent-dark:#d97706;--imb-success:#10b981;--imb-danger:#ef4444;--imb-warning:#f97316;--imb-bg:#f8fafc;--imb-card:#fff;--imb-text:#1e293b;--imb-muted:#64748b;--imb-border:#e2e8f0;--imb-radius:12px;--imb-shadow:0 2px 8px rgba(0,0,0,.08),0 0 0 1px rgba(0,0,0,.04)}.imb-calc-wrap{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;max-width:860px;margin:0 auto 40px;color:var(--imb-text);line-height:1.5;box-sizing:border-box}.imb-calc-wrap *,.imb-calc-wrap *:before,.imb-calc-wrap *:after{box-sizing:inherit}.imb-calc-card{background:var(--imb-card);border-radius:var(--imb-radius);box-shadow:var(--imb-shadow);overflow:hidden}.imb-calc-header{background:linear-gradient(135deg,var(--imb-primary) 0%,var(--imb-primary-dark) 100%);padding:28px 36px;color:#fff}.imb-calc-header h2{margin:0 0 6px;font-size:22px;font-weight:700;color:#fff;line-height:1.3}.imb-calc-header p{margin:0;font-size:14px;opacity:.85}.imb-calc-body{padding:32px 36px}.imb-section-label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--imb-primary);background:#eff6ff;border-left:3px solid var(--imb-primary);padding:6px 12px;border-radius:0 6px 6px 0;margin-bottom:20px}.imb-section-label-new{margin-top:28px;color:var(--imb-success);background:#f0fdf4;border-left-color:var(--imb-success)}.imb-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.imb-form-single-col{grid-template-columns:1fr}.imb-form-group{display:flex;flex-direction:column}.imb-form-group.imb-full{grid-column:1/-1}.imb-form-group label{font-size:12px;font-weight:700;color:#374151;margin-bottom:7px;text-transform:uppercase;letter-spacing:.5px}.imb-input-wrap{position:relative;display:flex;align-items:center}.imb-icon-left,.imb-icon-right{position:absolute;color:var(--imb-muted);font-size:14px;font-weight:600;pointer-events:none;z-index:1}.imb-icon-left{left:12px}.imb-icon-right{right:12px}.imb-input{width:100%;padding:11px 14px;font-size:15px;color:var(--imb-text);background:var(--imb-bg);border:1.5px solid var(--imb-border);border-radius:8px;transition:border-color .15s ease,box-shadow .15s ease;appearance:none;-webkit-appearance:none}.imb-input.has-left-icon{padding-left:28px}.imb-input.has-right-icon{padding-right:32px}.imb-input:focus{outline:none;border-color:var(--imb-primary);background:#fff;box-shadow:0 0 0 3px rgba(26,86,219,.12)}.imb-input[type=number]::-webkit-inner-spin-button,.imb-input[type=number]::-webkit-outer-spin-button{opacity:.4}select.imb-input{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2364748b' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px;cursor:pointer}.imb-toggle-group{display:flex;background:#f1f5f9;border-radius:8px;padding:4px;gap:2px}.imb-toggle-group input[type=radio]{display:none}.imb-toggle-group label{flex:1;text-align:center;padding:8px 10px;border-radius:6px;cursor:pointer;font-size:13px;font-weight:600;color:var(--imb-muted);transition:all .15s ease;margin:0;text-transform:none;letter-spacing:0;white-space:nowrap;user-select:none}.imb-toggle-group input[type=radio]:checked+label{background:#fff;color:var(--imb-primary);box-shadow:0 1px 4px rgba(0,0,0,.12)}.imb-static-value{font-size:20px;font-weight:700;color:var(--imb-primary);background:#eff6ff;border:1.5px solid #bfdbfe;border-radius:8px;padding:10px 14px;min-height:44px;display:flex;align-items:center}.imb-results{background:linear-gradient(135deg,#eff6ff 0%,#e8f0fe 100%);border:1.5px solid #bfdbfe;border-radius:var(--imb-radius);padding:28px;margin-top:28px}.imb-results-primary{text-align:center;margin-bottom:24px;padding-bottom:20px;border-bottom:1px solid #bfdbfe}.imb-results-primary .imb-label{font-size:12px;font-weight:700;color:#3b69c0;text-transform:uppercase;letter-spacing:.6px}.imb-results-primary .imb-amount{font-size:52px;font-weight:800;color:var(--imb-primary);line-height:1.1;margin:8px 0 4px;letter-spacing:-1px}.imb-results-primary .imb-sublabel{font-size:13px;color:var(--imb-muted)}.imb-saving-primary .imb-saving-amount{color:var(--imb-success)}.imb-results-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:16px}.imb-result-item{text-align:center}.imb-result-item .imb-label{font-size:11px;color:var(--imb-muted);font-weight:700;text-transform:uppercase;letter-spacing:.5px}.imb-result-item .imb-value{font-size:20px;font-weight:700;color:var(--imb-text);margin-top:4px}.imb-result-highlight .imb-value{color:var(--imb-primary)}.imb-ltv-bar-wrap{margin-top:20px}.imb-ltv-track{height:10px;background:#dbeafe;border-radius:99px;overflow:hidden;margin-bottom:6px}.imb-ltv-fill{height:100%;border-radius:99px;background:var(--imb-success);transition:width .4s ease,background .3s ease}.imb-ltv-labels{display:flex;justify-content:space-between;font-size:11px;color:var(--imb-muted)}.imb-info-box{border-radius:8px;padding:14px 16px;font-size:13px;margin-top:16px;line-height:1.6}.imb-info-htb{background:#fefce8;border:1px solid #fde68a;color:#78350f}.imb-info-note{background:#f0f9ff;border:1px solid #bae6fd;color:#0c4a6e}.imb-info-box strong{display:block;margin-bottom:5px;font-size:13px}.imb-cta{text-align:center;margin-top:32px;padding-top:28px;border-top:1px solid var(--imb-border)}.imb-cta p{color:var(--imb-muted);font-size:14px;margin:0 0 16px}.imb-btn{display:inline-block;padding:15px 36px;border-radius:8px;font-weight:700;font-size:15px;text-decoration:none;cursor:pointer;border:none;transition:transform .15s ease,box-shadow .15s ease;line-height:1}.imb-btn-primary{background:linear-gradient(135deg,var(--imb-accent) 0%,var(--imb-accent-dark) 100%);color:#1a1a1a}.imb-btn-primary:hover,.imb-btn-primary:focus{transform:translateY(-2px);box-shadow:0 6px 16px rgba(245,158,11,.45);color:#1a1a1a;text-decoration:none;outline:none}.imb-btn-text{background:0 0;border:none;color:var(--imb-primary);font-size:13px;font-weight:600;cursor:pointer;padding:0;text-decoration:underline;font-family:inherit}.imb-chart-wrap{margin-top:32px;padding-top:24px;border-top:1px solid var(--imb-border)}.imb-chart-wrap h3{font-size:15px;font-weight:700;color:var(--imb-text);margin:0 0 16px}.imb-chart-wrap canvas{max-height:280px}.imb-table-wrap{margin-top:32px;padding-top:24px;border-top:1px solid var(--imb-border)}.imb-table-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}.imb-table-header h3{margin:0;font-size:15px;font-weight:700;color:var(--imb-text)}.imb-table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--imb-border);border-radius:8px}.imb-table{width:100%;border-collapse:collapse;font-size:13px;min-width:480px}.imb-table thead th{background:#f8fafc;padding:10px 14px;text-align:right;font-weight:700;color:#374151;font-size:11px;text-transform:uppercase;letter-spacing:.5px;white-space:nowrap;border-bottom:1px solid var(--imb-border)}.imb-table thead th:first-child{text-align:left}.imb-table tbody td{padding:9px 14px;text-align:right;color:#374151;border-bottom:1px solid #f1f5f9}.imb-table tbody td:first-child{text-align:left;font-weight:600;color:var(--imb-muted)}.imb-table tbody tr:last-child td{border-bottom:none}.imb-table tbody tr:hover td{background:#f8fafc}.imb-table tbody tr.imb-row-hidden{display:none}.imb-table.imb-show-all tbody tr.imb-row-hidden{display:table-row}.imb-compare-inputs{display:grid;grid-template-columns:1fr auto 1fr;gap:20px;align-items:start}.imb-compare-vs{display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;color:var(--imb-muted);background:var(--imb-bg);border:1.5px solid var(--imb-border);border-radius:50%;width:44px;height:44px;margin-top:44px;flex-shrink:0}.imb-compare-col-header{border-radius:8px 8px 0 0;padding:10px 14px;font-size:13px;font-weight:700;text-align:center;margin-bottom:16px;letter-spacing:.3px}.imb-col-a{background:#eff6ff;color:var(--imb-primary);border:1.5px solid #bfdbfe}.imb-col-b{background:#fdf4ff;color:#7c3aed;border:1.5px solid #e9d5ff}.imb-compare-results{padding:0;overflow:hidden}.imb-compare-summary{font-size:15px;font-weight:700;color:var(--imb-success);padding:16px 24px;background:#f0fdf4;border-bottom:1px solid #bbf7d0;text-align:center;min-height:54px;display:flex;align-items:center;justify-content:center}.imb-compare-table{width:100%;border-collapse:collapse;font-size:14px}.imb-compare-table th{padding:12px 20px;text-align:right;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.5px;border-bottom:1.5px solid #bfdbfe}.imb-compare-table th:first-child{text-align:left}.imb-col-a-header{color:var(--imb-primary);background:#eff6ff}.imb-col-b-header{color:#7c3aed;background:#fdf4ff}.imb-compare-table td{padding:14px 20px;text-align:right;font-weight:600;border-bottom:1px solid var(--imb-border)}.imb-compare-table td:first-child{text-align:left;font-weight:400;color:var(--imb-muted)}.imb-compare-table td span{font-size:16px}.imb-compare-table td span.imb-winner{color:var(--imb-success)}.imb-compare-table td span.imb-winner:after{content:' ✓';font-size:12px}.imb-compare-table td span.imb-loser{color:var(--imb-muted)}.imb-hidden{display:none !important}.imb-error{color:var(--imb-danger);background:#fef2f2;border:1px solid #fecaca;padding:12px 16px;border-radius:8px;font-size:14px}@media (max-width:680px){.imb-calc-header{padding:22px 20px}.imb-calc-body{padding:22px 20px}.imb-calc-header h2{font-size:19px}.imb-form-grid{grid-template-columns:1fr}.imb-results-primary .imb-amount{font-size:40px}.imb-compare-inputs{grid-template-columns:1fr}.imb-compare-vs{display:none}}@media (max-width:480px){.imb-results{padding:20px 16px}.imb-results-primary .imb-amount{font-size:34px}}.imb-range{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;background:#dde3ed;outline:none;cursor:pointer;display:block;margin:10px 0 4px}.imb-range::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;background:var(--imb-primary);border-radius:50%;cursor:pointer;box-shadow:0 0 0 3px rgba(26,86,219,.15);transition:box-shadow .15s}.imb-range::-webkit-slider-thumb:hover{box-shadow:0 0 0 5px rgba(26,86,219,.22)}.imb-range::-moz-range-thumb{width:20px;height:20px;background:var(--imb-primary);border-radius:50%;border:none;cursor:pointer}.imb-range-minmax{display:flex;justify-content:space-between;font-size:11px;color:var(--imb-muted);margin-top:2px}.imb-karl-sliders{display:flex;flex-direction:column;gap:18px;margin-bottom:24px}.imb-kslider-row{background:var(--imb-bg);border:1.5px solid var(--imb-border);border-radius:10px;padding:14px 16px 10px}.imb-kslider-top{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.imb-kslider-top>label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:#374151;flex-shrink:0;min-width:130px}.imb-kslider-field{display:flex;align-items:center;gap:10px;flex:1;min-width:180px}.imb-kslider-field .imb-input-wrap{flex:1}.imb-solve-label{display:flex;align-items:center;gap:5px;cursor:pointer;white-space:nowrap;flex-shrink:0}.imb-solve-label input[type=radio]{display:none}.imb-solve-label span{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.4px;color:var(--imb-muted);background:#f1f5f9;border:1.5px solid var(--imb-border);border-radius:5px;padding:4px 9px;transition:all .15s}.imb-solve-label.imb-solve-active span,.imb-solve-label input[type=radio]:checked+span{background:var(--imb-primary);color:#fff;border-color:var(--imb-primary)}.imb-solved-field{background:#eff6ff !important;border-color:#bfdbfe !important;color:var(--imb-primary) !important;font-weight:700}.imb-karl-settings-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px;margin-bottom:24px;padding:16px;background:var(--imb-bg);border:1.5px solid var(--imb-border);border-radius:10px}.imb-ksetting label{display:block;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:#374151;margin-bottom:6px}.imb-karl-panel{border:1.5px solid var(--imb-border);border-radius:10px;overflow:hidden;margin-bottom:28px}.imb-ktab-nav{display:flex;background:#f8fafc;border-bottom:1.5px solid var(--imb-border);overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}.imb-ktab-nav::-webkit-scrollbar{display:none}.imb-ktab-btn{flex-shrink:0;padding:13px 18px;font-size:13px;font-weight:600;color:var(--imb-muted);background:0 0;border:none;border-bottom:3px solid transparent;cursor:pointer;transition:color .15s,border-color .15s;font-family:inherit;white-space:nowrap}.imb-ktab-btn:hover{color:var(--imb-primary)}.imb-ktab-btn.active{color:var(--imb-primary);border-bottom-color:var(--imb-primary);background:#fff}.imb-ktab-panel{padding:24px}.imb-kgraph-nav,.imb-ktable-nav{display:flex;gap:8px;margin-bottom:16px;flex-wrap:wrap}.imb-kgraph-btn,.imb-ktable-btn{padding:7px 16px;font-size:12px;font-weight:700;border:1.5px solid var(--imb-border);border-radius:6px;background:#fff;color:var(--imb-muted);cursor:pointer;transition:all .15s;font-family:inherit}.imb-kgraph-btn:hover,.imb-ktable-btn:hover{border-color:var(--imb-primary);color:var(--imb-primary)}.imb-kgraph-btn.active,.imb-ktable-btn.active{background:var(--imb-primary);border-color:var(--imb-primary);color:#fff}.imb-karl-chart-wrap{position:relative;min-height:260px}.imb-karl-chart-wrap canvas{max-height:300px}.imb-ktable-actions{display:flex;justify-content:flex-end;margin-bottom:8px}.imb-karl-savings{background:#f0fdf4;border:1.5px solid #bbf7d0;border-radius:10px;padding:20px;margin-top:20px}.imb-karl-savings h4{margin:0 0 16px;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:#166534}.imb-saving-value{color:var(--imb-success) !important}.imb-kopay-wrap{display:flex;flex-direction:column;gap:20px}.imb-kopay-section{border:1px solid var(--imb-border);border-radius:8px;padding:16px 18px}.imb-kopay-section h4{margin:0 0 14px;font-size:13px;font-weight:700;color:var(--imb-text)}.imb-oneoff-grid{display:flex;flex-direction:column;gap:10px}.imb-oneoff-row{display:grid;grid-template-columns:24px 1fr 1fr;gap:10px;align-items:center}.imb-oneoff-num{width:24px;height:24px;background:var(--imb-primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;flex-shrink:0}.imb-rates-grid{display:flex;flex-direction:column;gap:12px;margin-top:16px}.imb-rate-row{display:grid;grid-template-columns:24px 1fr 1fr 1fr;gap:12px;align-items:end;background:var(--imb-bg);border:1px solid var(--imb-border);border-radius:8px;padding:12px 14px}.imb-rates-note{font-size:13px;color:var(--imb-muted);background:#f0f9ff;border:1px solid #bae6fd;border-radius:6px;padding:10px 14px;margin:0;line-height:1.6}@media (max-width:680px){.imb-ktab-btn{padding:11px 12px;font-size:12px}.imb-kslider-top{flex-direction:column;align-items:flex-start;gap:10px}.imb-kslider-field{width:100%}.imb-rate-row{grid-template-columns:24px 1fr 1fr}.imb-rate-row .imb-form-group:last-child{grid-column:2/-1}.imb-oneoff-row{grid-template-columns:24px 1fr 1fr}.imb-karl-settings-row{grid-template-columns:1fr 1fr}}@media (max-width:480px){.imb-karl-settings-row{grid-template-columns:1fr}.imb-rate-row{grid-template-columns:1fr 1fr}.imb-rate-row .imb-oneoff-num{display:none}}